Wellness Lessons for Malta's Dining Scene from HSBC's Approach

September 24, 2025 at 11:01 PM
The Independent

HSBC UK’s recognition for mental health-friendly practices offers valuable lessons for Malta’s wellness-driven dining scene. The bank’s innovative approaches, such as reducing stress-inducing debt communications and tailoring support through its app, highlight the importance of creating accessible and restorative customer experiences. Malta’s restaurants and wellness hubs can draw inspiration by simplifying menus, accommodating dietary needs, and training staff to sensitively address customer preferences. As Malta embraces its role as a hub for healthy living, integrating mental health-friendly practices into dining spaces—through relaxation-focused environments or mindfulness-driven concepts—could enhance both physical and mental wellbeing. This alignment with broader European trends underscores the potential for Malta to further solidify its reputation as a Mediterranean destination for health-conscious, high-quality dining experiences.

HSBC UK Recognized for Mental Health-Friendly Practices: Lessons for Malta’s Wellness-Driven Dining Scene

As Malta continues to embrace a culture of wellness, including a focus on healthy eating, mental health, and longevity, there’s growing interest in how businesses can support these values. HSBC UK has recently been recognized with an "advanced" mental health accessible rating by the Money and Mental Health Policy Institute, a charity founded by financial expert Martin Lewis. The accolade highlights how thoughtful approaches to customer care can reduce stress and improve overall wellbeing—a lesson that local businesses, including restaurants and wellness-focused establishments, can take to heart.

The advanced rating, one of three levels in the charity’s program, reflects HSBC UK’s ongoing improvements in digital support and innovative approaches to debt collection. For instance, the bank reduced the frequency of debt-related communications for certain customers, a move that research suggests may significantly decrease stress. This idea has parallels in the dining and health industries: creating stress-free environments, whether through simplified menus, transparent pricing, or accommodating dietary needs, could similarly enhance customer experiences in Malta’s restaurants and wellness hubs.

Additionally, HSBC UK’s app includes a "chat with us" feature that uses customer language cues to identify vulnerable situations, offering tailored support like referrals to specialist teams. This focus on personalizing assistance aligns with the ethos of Malta’s wellness-driven establishments, which often cater to specific health needs—whether it’s gluten-free dining, vegan options, or meal plans designed to support mental clarity and physical vitality. Restaurants and cafes could take inspiration from this approach by training staff to recognize and address customer needs sensitively, promoting a truly holistic experience.

Helen Undy, CEO of the Money and Mental Health Policy Institute, noted the importance of testing new communication strategies that reduce stress while delivering financial benefits. “Banks, building societies, and utility firms should take note,” she said. Her words resonate far beyond the financial industry, offering valuable insight for Malta’s restaurants and cafes seeking to foster environments that support both physical and mental wellness. Could reducing noise levels in dining spaces or offering relaxation-focused dining experiences be the next frontier for Malta’s hospitality scene?

Faye Byrne, head of supported banking at HSBC UK, added, “Our focus is on removing barriers that can add stress at difficult times.” This sentiment is increasingly relevant in Malta, where restaurants and food businesses are embracing the idea that dining should be a stress-free, restorative experience. Whether it’s through farm-to-table menus that promote sustainability or mindfulness-focused dining concepts, there’s a clear opportunity to integrate mental health-friendly practices into the food industry.

The Money and Mental Health Policy Institute’s program stems from research showing that people with mental health challenges often face difficulties engaging with essential services. In Malta, where the connection between food, mental health, and physical wellbeing is increasingly recognized, this research underscores the importance of creating accessible and inclusive spaces—from restaurants to wellness retreats—that support all aspects of health.

As Malta continues its journey toward becoming a hub for healthy living, HSBC UK’s achievements serve as a reminder that thoughtful, customer-centric approaches can make a profound difference—not just in banking, but across industries. For restaurant owners, wellness entrepreneurs, and food lovers in Malta, the takeaway is clear: prioritizing mental health isn’t just good ethics; it’s good business.